Time is running out for nearly one million Californians who work in the public sector to seek federal debt relief.
And the deadline for the Civil Service Loan Forgiveness Scheme is October 31 – less than three months away.
But what exactly qualifies a job in the public service? Here’s what the Department of Education has to say about it, according to the program requirements.
What are the eligible professions?
According to the Federal Student Aid website, eligible jobs have more to do with who you work for — rather than what you do.
Eligible employers include nonprofit agencies or government organizations operating at all levels, whether state, federal, local, or tribal. Working in any capacity for the U.S. military also meets the eligibility criteria.
Other government organizations include public elementary and secondary schools, public colleges and universities, child and family service agencies, and other government departments, such as transportation, water, and land authorities. lodging.
Nonprofit groups should be tax-exempt under Section 501(c)(3) of the Internal Revenue Code.
However, other selected non-profit organizations may also be eligible, provided they provide other “eligible public services”.
These services include emergency management, military service, public safety, law enforcement, public interest legal work, early childhood education, elder or disabled care services, public health, the public library and other school libraries or school services.
Occupations can range from teachers and nurses to firefighters and the military, depending on the employer. Full-time AmeriCorps or PeaceCorps volunteers are also eligible for debt relief.
To help determine eligible employers, interested applicants are encouraged to use the website’s employer search tool.
What jobs don’t count?
Employers that are not eligible for the PSLF include unions, partisan political organizations, and for-profit groups.
How much should I work?
Applicants must work full-time with their employer or at least 30 hours per week, whichever is greater.
Working multiple part-time jobs also qualifies for the program, as long as employees are still working a combined average of 30 hours per week.
Those who work under contract directly with an eligible employer are also eligible for the PSLF.